📍 Saint Paul, MN

Employee Health Plans for Saint Paul Employers

Saint Paul is home to major medical groups (United Hospital, M Health Fairview, Regions Hospital), State of MN contractor employers, and downtown professional services firms. Mid-size employers with 25–500 W-2 employees typically save $56K–$500K+ per year through EHP restructuring.

Minutes from downtown St. Paul
Mid-market EHP specialists
MN mandate-ready plans

Built for Saint Paul's mid-market employers

Saint Paul employers — particularly medical groups affiliated with United Hospital, M Health Fairview, and Regions Hospital, state contractors, and downtown professional services firms — face the same benefit-cost squeeze as every metro mid-market employer. These employers, often with 25–200 W-2 employees, are the sweet spot for EHP FICA savings. Combined with Minnesota's Secure Choice retirement mandate (effective 2025 for employers with 5 or more) and Paid Family Leave (effective January 2026), benefit restructuring is timely. EHP fits alongside — or instead of — your existing group plan with no disruption to employee coverage.

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Serving
Saint Paul
Downtown · East Side · West Side
All Services Available in Saint Paul

Five service lines, one operator

EHP is our headline service for Saint Paul mid-market employers — but we also cover ACA compliance, consulting, communications, and courier for businesses in the area.

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Employee Health Plans

FICA savings of $400–$800 per W-2 employee per year. ACA-compliant, zero cost to implement, and a natural complement to Minnesota's new Paid Family Leave and Secure Choice requirements.

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ACA Compliance

Expert guidance through the Affordable Care Act. Assess, strategize, and stay compliant.

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Sales & Marketing Consulting

Hands-on strategy and execution to grow revenue and sharpen your competitive edge.

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Communications

Strategic communications for businesses — messaging, outreach, and brand voice development.

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Courier & Delivery

Same-day delivery, scheduled runs, and trackable package handling across the Twin Cities metro including Saint Paul.

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Common Questions

About EHP solutions for Saint Paul employers

How much can a Saint Paul employer save with EHP?
Saint Paul employers in the 25–500 W-2 employee range typically save $56K–$500K+ per year through FICA reduction. The exact amount depends on workforce size, average wages, and current benefit structure. A 50-employee medical practice or government contractor downtown usually sees $28,000–$40,000 in annual savings. We calculate your specific number in a free 30-minute review.
Does EHP work for Saint Paul medical practices and government contractors with mixed clinical, hourly, and salaried staff?
Yes. EHP solutions are designed to work across mixed workforces — clinical, hourly, and salaried W-2 employees all qualify. Saint Paul medical groups affiliated with United Hospital, M Health Fairview, and Regions Hospital, and government contractors supporting State of MN programs, often have complex mixes of physicians, NPs, MAs, schedulers, and administrative staff. The plan structure is tailored to your specific employee classification mix and we review your real workforce in the free savings analysis.
How does MN Paid Family Leave affect a Saint Paul employer?
Minnesota's Paid Family Leave program takes effect January 1, 2026. For Saint Paul employers with mid-size workforces (50–500 employees) — especially downtown professional services, medical groups, and government contractors — the new premium obligation can be substantial. Restructuring benefits with an EHP generates FICA savings that often exceed the new Paid Family Leave premium — effectively making the mandate cost-neutral or better. We model both together in your free review.
Can EHP complement our existing Saint Paul group health plan?
EHP can work alongside your existing group health plan or replace it, depending on your workforce needs. Many Saint Paul employers keep their current carrier relationships and layer an EHP structure on top — generating FICA savings without disrupting employee coverage. Government contractors and medical groups especially benefit because carrier continuity matters. We assess both options in your free review and recommend the approach that maximizes savings while maintaining employee satisfaction.

See what your Saint Paul business saves

Most Saint Paul employers with 25+ W-2 employees save $56K–$500K+ per year. Takes 30 minutes to find out.

Book a Free EHP Review →
Serving Saint Paul businesses — find out your EHP savings estimate. Book a Free EHP Review →
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