Minnesota employers with 50+ employees are overpaying on benefits while their employees get sub-optimal coverage. We fix both — with IRS-compliant restructuring that costs nothing to implement.
These aren't projections. These are results from Minnesota employers who went through a plan review with us.
We audit your current health plan structure and identify FICA exposure — at no cost, no commitment, no sales pitch attached.
We design the new plan structure: IRS-compliant, penalty-protected, and built to reduce employer costs while improving what employees actually receive.
Every plan restructuring we design is built around ACA compliance — so you're protected from mandate penalties while capturing the savings.
We help you communicate plan changes to employees clearly — so they understand what improved and why, without confusion or concern.
ACA rules change. We monitor plan compliance annually and flag changes that require action — you don't need to track federal regulation on your own.
From free review to implementation, most engagements close within 45 days. The savings start on the next plan cycle — not next year.
Most brokers sell health plans. Most compliance consultants sell compliance. We sit at the intersection — which is where the real savings are. A plan optimized for cost that creates ACA exposure costs you more than you saved. We design plans that accomplish both.
Learn more about ACA compliance consulting →Free review. Written analysis in 7 days. Zero commitment required.
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