Banked-household conversion, prepaid-to-checking migration, payday-loan refinance, and cash-flow stabilization — paid per enrolled household (not per plan sold), no per-household minimums, MN-specific banking access nuance that pairs no-fee checking with community-lender refinance, and a household-side firewall that keeps migration paperwork off your case-management queue. The Unbanked Household Network is structured around the households your organization already serves.
The Roc Partner Program compensates your organization for every household that converts onto the no-fee checking and stabilization arrangement — not for every plan sold. A single converted household from your roster qualifies the engagement for override commission. We run the account opening, payday-loan refinance coordination, and stabilization follow-up behind the scenes so your staff stays out of the migration paperwork, and the MN-specific banking access nuance (prepaid debit, cash-check fee drag, payday-loan cycles) rides on us.
Each one is structural — built into how we scope the engagement, what we put on the household enrollment kit, and how override commission flows back to your organization.
Household enrollment kit, household-facing communications, and FAQ documentation all carry your organization's branding. The household sees your organization running point — we work invisibly in the back end.
Learn more →Override commission is paid per converted household, not per plan sold. We align the program so your organization gets paid for the actual outcome — households who stay banked month after month.
Learn more →A single converted household from one of the households you serve qualifies the engagement for override commission. There are no volume thresholds to meet, no per-plan commitments, no minimums.
Learn more →Prepaid debit fee drag, cash-check queues, and payday-loan cycles account for most of the household-side loss. Our conversion arrangement pairs a no-fee checking account with community-lender refinance so the household stabilizes inside 90 days.
Learn more →We run account opening, payday-loan refinance coordination, and stabilization follow-up on a parallel track — migration paperwork stays out of your case-management queue and your staff stays focused on the household-finance work.
Learn more →Once you deliver a measurable savings outcome, the household stops treating your organization as a one-off referral stop and starts treating it as the household-finance anchor. Retention compounds across other touchpoints.
Learn more →The current outreach roster — every organization is a non-bank-affiliated MN household-finance partner, every hook is based on a confirmed talking point once the cold-email sending domain goes live.
Identify unbanked or underbanked households from your roster with an open banking-access question. Send us the contact via the form below — ninety seconds total.
We screen quietly on a parallel track so the household-side firewall holds — your case-management queue stays focused on the work you already do, not on bank-side migration paperwork.
MN-specific banking-access nuance (prepaid debit fee drag, payday-loan cycles, community-lender refinance eligibility) gets walked through with the household under your organization's brand.
Override commission is paid per converted household — no per-plan minimums. One converted household from your roster qualifies the engagement.
Self-serve opt-in for the eight profiled Minnesota household-finance organizations on our outreach roster. Tell us a little about your organization and the households you serve, and we'll reach out once partner onboarding opens.
Twenty minutes on Zoom. We'll walk through the white-label household enrollment kit, the per-converted-household override model, and the MN banking-access nuance. Your organization walks away with a confirmed pilot path for one household on your roster.
No per-plan minimums. No per-plan commitments. Just a per-converted-household model that fits how MN household-finance organizations already serve their roster.
Book a 20-minute demo →