💰 For Minnesota CPAs

Add $56K–$112K
in client savings
to your practice.

Most small businesses don't know they're overpaying FICA taxes by tens of thousands of dollars per year. Your clients trust you — and now you can offer them a solution that actually works.

$56K–$112K
Annual FICA savings for a business with 10–50 employees
Based on IRS Section 3121 employer tax obligations
$0
Cost to the employer to implement — no plan changes required
Savings come from restructuring existing benefits
100%
ACA-compliant. Employees get better coverage than before.
Documented compliance package included

Why CPAs Partner With Us
📈

Quantifiable Client Value

Give clients a concrete number — $56K–$112K in annual savings — not vague advice. You look like a strategic partner, not just a compliance checker.

🏢

White-Label Materials

We provide a one-pager, savings calculator spreadsheet, and client presentation deck — all branded to your firm. You present it like it's your own work.

$

Referral Compensation

earn a flat referral fee for every client who moves forward with an assessment. No minimums, no exclusivity requirements.

No Compliance Risk

You are referring a service provider — not selling insurance or legal products. We handle all implementation and documentation.

📋

Full-Service Execution

We do the assessment, the employee education, and the ongoing reporting. You stay in your lane — we handle everything else.

🔑

Data-Driven Results

Every client engagement starts with a customized savings projection based on their actual W-2 wage totals and headcount.


How It Works
Four steps from referral to revenue.
01

You Send the Lead

Identify clients with 5+ W-2 employees and a benefits budget. Send us their contact info via the form below — takes 90 seconds.

02

We Run the Assessment

We contact your client directly, gather their payroll data, and produce a customized savings projection — typically $56K–$112K per year for a 10–50 employee firm.

03

Implementation

If your client moves forward, we handle the full implementation — employee communications, documentation, and ongoing compliance support.

04

You Earn a Referral Fee

We pay a flat referral fee for each completed engagement. Your clients win — and you build a reputation as an advisor who finds real savings.


Savings By Company Size
What your clients could be saving right now.
Employees
Est. Annual Savings
Employer Cost
Implementation Time
5–10
$28K–$56K/yr
Based on typical MN W-2 wages
$0
$0
2–3 weeks
10–25
$56K–$112K/yr
Mid-size professional services
$0
$0
3–4 weeks
25–50
$112K–$200K/yr
Full-service firms with benefits
$0
$0
4–6 weeks
50–100
$200K–$500K/yr
Manufacturing, logistics, healthcare
$0
$0
6–8 weeks

Figures are estimates based on typical Minnesota W-2 wage profiles. Actual savings depend on total annual wages and employee count. We provide exact projections during the free assessment.


What CPAs are saying.
★★★★★
I sent three clients over in the first month. Two moved forward with assessments, and both are saving over $80K annually. This is now one of the most valuable referrals I give.
— CPA Partner, South Saint Paul, MN
36 years in public accounting
★★★★★
The white-label materials make it easy to present. I look like I did the analysis myself. Clients don't feel like they were handed off to a vendor — they feel like I found them a solution.
— CPA Partner, Bloomington, MN
Small business tax specialist
★★★★★
I've been telling clients about this for two years. Every single one who implemented it came back to thank me at year-end. The savings are real and the compliance is solid.
— CPA Partner, Eden Prairie, MN
Multi-entity business consulting
📝 Real testimonials from CPA partners will be added as engagements are completed. Currently showing representative placeholder narratives based on initial partner feedback.

How does the CPA referral program work?

You refer your small-business clients who employ 5+ W-2 employees to Roc Diversified Services. We handle the full employee health plan assessment and implementation. You earn a referral fee and your client saves $56K–$112K per year — at zero cost to either party.

Does implementing a health plan affect my client's ACA compliance?

No. The employee health plan solutions we offer are fully ACA-compliant. They leverage existing IRS code provisions to provide employees with qualifying health coverage while reducing the employer's FICA tax liability. We provide complete compliance documentation.

What is the typical savings for a small business client?

Most small businesses with 10–50 W-2 employees save $56,000–$112,000 per year in FICA taxes. Businesses with 100+ employees can save $500,000 or more annually. The exact amount depends on total W-2 wages and employee headcount. We produce a precise projection during the free assessment.

Do I need any licensing to refer clients?

No licensing required. You are referring a service provider — not selling insurance or legal products. There's no E&O implication and no compliance burden on your end. We handle all product delivery, implementation, and ongoing client support.

How do I get started as a CPA partner?

Fill out the contact form below or call (651) 555-0100. We'll send you a white-label one-pager and client savings calculator, and schedule a 30-minute overview call. No cost to join, no minimum referral requirements.

What if a client's situation doesn't qualify for the program?

We screen every referral before engaging. If a client doesn't qualify, we'll let you know quickly so you're not making promises you can't keep. This protects your client relationships and your credibility.


Your clients are leaving money on the table.
You can help them find it.

No cost to partner. No minimums. Just a better outcome for your clients.

Apply to Partner →

Become a CPA Partner.

Tell us about your practice and we'll get you set up within 48 hours — white-label materials, savings calculator, and a 30-minute onboarding call.

📍
South Saint Paul, MN · Serving the Twin Cities
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